Credit cards can be helpful in emergencies and if you pay off the balance each month, but be careful! Credit cards can also get you in trouble.
Read our helpful hints on using credit cards.
What is a credit score and what is a credit report? How do they affect what you can afford?
Get the facts on identity theft and strategies for protecting your good name.




Your credit: You can’t see it, you can’t touch it, but you can control it with the right borrowing and budgeting habits.