Stafford Loans have low, fixed interest rates, making them the ideal first choice for borrowers.
Subsidized Stafford Loans are based on financial need, while Unsubsidized Stafford Loans are not need-based loans. You must file a Free Application for Federal Student Aid (FAFSA) to be eligible.
Learn how you can save money with Nellie Mae.
More information about Stafford Loans.
After you’ve pursued free money and federal loans, private student loans may be available to cover the rest of your education costs. Find more information on private student loans from Sallie Mae.




Higher education is a brilliant investment in your future.
Whether you're an incoming freshman or an established undergraduate, you might have a gap between the cost of attending your chosen school and your available funds. That's where student loans come in and why more than two-thirds of students* attending four-year colleges use them to help pay for school.

